EFEKTIVITAS PEMBIAYAAN MUDHARABAH DALAM PENINGKATANKINERJA USAHA MIKRO KECIL MENENGAH PADA BANK SYARIAH INDONESIA KANTOR CABANG RAWASARI

Yunita Rachma
Dosen Jurusan Akuntansi STIE Trianandra Jakarta

ABSTRACT

The Effectiveness of Mudharabah Financing in Improving UMKM Performance (Case Study at Bank Syariah Indonesia Kc Rawasari)”. Department of Accounting STIE Trianandra (Supervisor of Dani Ratna Damayanti). Bank Syariah Indonesia Kc Rawasari is a company engaged in the banking sector. Based on the background of the problem, the researcher presents it in a scientific framework in the form of a study entitled “Effectiveness of Mudharabah Financing in Improving UMKM Performance”. This research was conducted with the aim of knowing the effectiveness of mudharabah financing in improving the performance of UMKM. This research uses a quasi-experimental research method (True-Experiment research). The population in this study were employees of Bank Syariah Indonesia KC. White Cempaka. Furthermore, sampling is carried out in a non-probability way, namely using a saturated sample technique of 7 people. This study uses one variable and the data collection is in the form of a questionnaire. The results of the hypothesis test can be seen from the One Sample Test Output table above, it is obtained that a significant correlation test in determining the effectiveness of t = 2,970 which is Sig. 0.025 and = 0.05. Based on the output above, it is known that Sig. 0.025 < = 0.05, it can be concluded that HO is rejected and HA is accepted. Thus, it means that Mudharabah Financing is effective in improving UMKM performance. Keywords: Mudharabah Financing, and UMKM Performance

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